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Illyria Life

Sava groupKosovo*savajete.com ↗#11 of 12 in Kosovo*, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
Central Bank of Kosovo insurance statistics; solvency margin, not Solvency II
Latest figures
FY 2025, Jan–Sep 2026
Next update
FY 2026, around May 2027

Sources for Kosovo*What changed

Compare with nearest rivals →Compare →
Share
Premium
€4.6m
2.6% of Kosovo*
Growth
+3.3%
FY 2025 vs 2024, in EUR · market +6.6%
Life share
100%
of own premium
Capital cover
159%
Solvency margin · €5.1m held vs €3.2m required
Claims
—
non-life loss ratio, approximate
In shortNumber 11 of 12 in Kosovo* with 2.6% of premium, growing slower than the market. It paid €1.3m in claims, €29 for every €100 of its premium. It covers its required solvency margin 1.6 times.

Latest resultsJan–Sep 2026, year to date: €4.0m of premium, +26.0% on Jan–Sep 2025 (market +5.5%); share 2.8% (+0.5 pp), #11 of 12. More

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Illyria Life's line mix, and where it stands among the 12 insurers in Kosovo* on each measure, FY 2025.

Line mix
Life100%
Size#11 of 12 by premium
€4.6m
larger than 9%median €15m
GrowthFY 2025 against 2024, in EUR
+3.3%
ahead of 36%median +5.8%
Claims
— no non-life business
Capital coverlocal solvency margin
159%
ahead of 67%median 159%
Return on equitynet profit ÷ average equity
9.6%
ahead of 27%median 11.9%

Each bar runs from the weakest to the strongest of the insurers in Kosovo* with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Siguria7.1%7.0%7.5%8.6%8.3%
Dukagjini7.6%7.0%6.6%7.0%6.4%
Sigkos4.1%4.8%4.7%3.1%2.9%
Illyria Life2.9%3.2%2.9%2.6%2.6%
Sigal Life1.2%1.5%1.6%1.9%2.1%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Sava group

    8 companies in 5 markets · €932m premium, latest year

    All 8 on the Sava page →
    Kosovo*this market1 company€22m
    Illyria€22m
    Slovenia2 companies€784m
    Zavarovalnica Sava€655mVita€129m
    Montenegro1 company€26m
    Sava€26m
    North Macedonia1 company€24m
    Sava€24m

    Company details

    Legal name
    KOMPANIA PER SIGURIMIN E JETES ILLYRIA - LIFE SH.A.
    Registered seat
    Pristina, Kosovo
    Website
    savajete.com
    LEI
    485100YFC62H0SLXIR30
    Employees
    66 (2025; 65 in 2022, 66 in 2023, 66 in 2024)
    Premium per employee
    €70k (FY 2025; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Illyria Life

    Short answers from the figures on this page.

    What is Illyria Life's market share in Kosovo*?

    Illyria Life wrote €4.59m of premium in FY 2025, 2.6% of all premium in Kosovo*, ranking #11 of 12 insurers; its premium grew 3.3% on FY 2024.

    Who owns Illyria Life?

    Illyria Life is part of the Sava group, which has 8 companies in 5 of the 18 markets on Polisa (FY 2025).

    What does Illyria Life sell?

    Illyria Life is a life insurer; all its premium in FY 2025 is life insurance.

    Is Illyria Life well capitalised?

    Illyria Life's solvency margin was 159% at 31 December 2025: it covered its required solvency margin 1.6 times, against a median of 158% for the insurers in Kosovo* (local rules, not Solvency II).

    Is Illyria Life profitable?

    Illyria Life made a net profit of €0.511m in FY 2025, a return on equity of 9.6%.

    Is Illyria Life growing?

    Illyria Life's premium grew 3.3% in FY 2025, slower than the market in Kosovo* (+6.6%).

    Sources for this page

    Premium, lines and claims: Central Bank of Kosovo, insurance statistics. Solvency margin: CBK and the insurer's annual report. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Illyria Life (Kosovo*): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/xk-illyria-life

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_xk_illyria_life_2026,
      author       = {{Polisa}},
      title        = {Illyria Life (Kosovo*): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/xk-illyria-life}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: CBK (no re-use terms published), Kosovo Agency of Statistics (no re-use terms published).