Where the group operates
By market
Line mix
Premium over time
Group premium
What drove the growth
Profit and return on equity
Net profit by year
Companies that report profit
Solvency of the companies
Combined ratio against the market
company its market 100%
Against the largest groups
Listed shares
PZU shares trade on the Warsaw Stock Exchange as PZU. Share price and market value at each year end, as PZU publishes them; a dash where it does not. No live price: exchanges license their data. Investor relations →
| Year | Share price | Market value |
|---|---|---|
| 2025 | PLN 66.74 | PLN 57.6bn |
| 2024 | PLN 45.84 | PLN 39.6bn |
| 2023 | PLN 47.27 | PLN 40.8bn |
| 2022 | PLN 35.42 | PLN 30.6bn |
| 2021 | PLN 35.35 | PLN 30.5bn |
Sources: PZU Annual Report 2021, share price (2021); PZU Annual Report 2025, PZU share statistics (share price 2022–2025); PZU Group factsheets for the full years 2022–2025 (market value at year end).
Companies
Each company in its own market. Solvency is the SCR ratio; * outside Solvency II (Serbia, Montenegro, Bosnia and Herzegovina, North Macedonia, Albania, Kosovo* and Moldova): local solvency margin; their combined ratios come from the insurers' whole-company figures (approximate loss ratio where expenses are not published) and are not comparable with the Solvency II markets. With a line selected, premium, share, rank and growth are the company's in that line; solvency, combined ratio, net profit and life share stay the whole company's. The combined ratio is after reinsurance (≈ an estimate; marked gross where a company publishes none); net profit after tax is from each company's own accounts; a dividend between two of the group's companies in one market (PZU Życie → PZU) is counted once in the total.
| Company | Market | Premium | Share in market | Rank |
|---|---|---|---|---|
| PZU | Poland | 4,267.4 | 20.2% | #1 of 45 |
| PZU Życie | Poland | 2,525.4 | 11.9% | #3 of 45 |
| Lietuvos draudimas | Lithuania | 405.3 | 23.4% | #1 of 18 |
| TUW PZUW | Poland | 367.4 | 1.7% | #14 of 45 |
| Link4 | Poland | 235.8 | 1.1% | #17 of 45 |
| Balta | Latvia | 197.9 | 23.3% | #1 of 17 |
| Lietuvos draudimas (branch) | Estonia | 85.8 | 12.6% | #3 of 18 |
| PZU Lietuva gyvybės draudimas | Lithuania | 28.5 | 1.6% | #15 of 18 |