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PZU Lietuva gyvybės draudimas

PZU groupLithuaniapzu.lt ↗#15 of 18 in Lithuania, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
Bank of Lithuania monthly statistics by insurer and line; solvency and claims ratios from each Lithuanian insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for LithuaniaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€28m
1.6% of Lithuania
Growth
+9.2%
FY 2025 vs 2024, in EUR · market +9.2%
Life share
100%
of own premium
Capital cover
198%
SCR ratio · €53m held vs €27m required
Claims and costs
—
life insurer: no ratio for its accident and health riders
In shortNumber 15 of 18 in Lithuania with 1.6% of premium, growing faster than the market. It paid €2.3m in claims, €8 for every €100 of its premium. It holds 2.0 times the capital it must hold.

Latest resultsH1 2026, year to date: €16m of premium, +16.4% on H1 2025 (market +3.7%); share 1.8% (+0.2 pp), #16 of 19. More

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PZU Lietuva gyvybės draudimas's line mix, and where it stands among the 18 insurers in Lithuania on each measure, FY 2025.

Line mix
Life100%
Size#15 of 18 by premium
€28m
larger than 18%median €74m
GrowthFY 2025 against 2024, in EUR
+9.2%
ahead of 59%median +7.5%
Claims and costs
— life insurer
Capital coverSCR ratio: own funds ÷ SCR
198%
ahead of 86%median 189%
Return on equitynet profit ÷ average equity
6.0%
ahead of 14%median 13.2%

Each bar runs from the weakest to the strongest of the insurers in Lithuania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Swedbank Life (branch)6.9%6.0%5.2%4.8%4.7%
Allianz Lietuva gyvybės draudimas5.9%5.2%4.5%4.5%4.5%
SEB Life and Pension Baltic (branch)5.0%4.4%3.8%3.6%3.5%
Artea Life Insurance0.9%0.9%0.9%1.8%1.8%
PZU Lietuva gyvybės draudimas2.0%1.8%1.6%1.6%1.6%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the PZU group

    8 companies in 4 markets · €8.11bn premium, latest year

    All 8 on the PZU page →
    Lithuaniathis market1 company€405m
    Lietuvos draudimas€405m
    Poland4 companies€7.40bn
    PZU€4.27bnPZU Życie€2.53bnTUW PZUW€367m+1 more
    Latvia1 company€198m
    Balta€198m
    Estonia1 company€86m
    Lietuvos draudimas (branch)€86m

    Company details

    Legal name
    UAB "PZU LIETUVA GYVYBES DRAUDIMAS"
    Registered seat
    Vilnius, Lithuania
    Website
    pzu.lt
    LEI
    259400LNAAVVBAGSC732

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about PZU Lietuva gyvybės draudimas

    Short answers from the figures on this page.

    What is PZU Lietuva gyvybės draudimas's market share in Lithuania?

    PZU Lietuva gyvybės draudimas wrote €28.5m of premium in FY 2025, 1.6% of all premium in Lithuania, ranking #15 of 18 insurers; its premium grew 9.2% on FY 2024.

    Who owns PZU Lietuva gyvybės draudimas?

    PZU Lietuva gyvybės draudimas is part of the PZU group, which has 8 companies in 4 of the 18 markets on Polisa (FY 2025).

    What does PZU Lietuva gyvybės draudimas sell?

    PZU Lietuva gyvybės draudimas is a life insurer; all its premium in FY 2025 is life insurance.

    Is PZU Lietuva gyvybės draudimas well capitalised?

    PZU Lietuva gyvybės draudimas's SCR ratio was 198% at 31 December 2025: it held 2.0 times the capital Solvency II requires, against a median of 189% for the insurers in Lithuania.

    Is PZU Lietuva gyvybės draudimas profitable?

    PZU Lietuva gyvybės draudimas made a net profit of €1.42m in FY 2025, a return on equity of 6.0%.

    Is PZU Lietuva gyvybės draudimas growing?

    PZU Lietuva gyvybės draudimas's premium grew 9.2% in FY 2025, in step with the market in Lithuania (+9.2%).

    Sources for this page

    Premium, lines, claims paid, contracts and claim counts: Bank of Lithuania, Insurance Activity Results in Lithuania (monthly statistics by insurer). Earned premium, claims incurred and expenses (S.05.01) and solvency (S.23.01): each domestic insurer's SFCR, FY 2021–2025, scaled to its Lithuanian business with the per-country template. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). PZU Lietuva gyvybės draudimas (Lithuania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/lt-pzu-lietuva-gyvybes-draudimas

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_lt_pzu_lietuva_gyvybes_draudimas_2026,
      author       = {{Polisa}},
      title        = {PZU Lietuva gyvybės draudimas (Lithuania): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/lt-pzu-lietuva-gyvybes-draudimas}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: Bank of Lithuania (free with credit), insurers' SFCRs (public disclosures, linked).