Lietuvos draudimas
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →In the news30 Sep 2026: Lietuvos draudimas H1 profit falls 26% to EUR 23m as claims paid rise 17% All news for Lithuania
Latest resultsH1 2026, year to date: €195m of premium, −0.5% on H1 2025 (market +3.7%); share 21.8% (−0.9 pp), #1 of 19. More
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Lietuvos draudimas's line mix, and where it stands among the 18 insurers in Lithuania on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Lithuania with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Lietuvos draudimas | 20.6% | 21.6% | 22.7% | 23.1% | 23.4% |
| BTA Insurance Company (branch) | 10.9% | 11.6% | 11.8% | 12.1% | 12.8% |
| ERGO Insurance (branch) | 9.5% | 9.7% | 9.9% | 9.6% | 9.1% |
| Compensa VIG | 7.0% | 7.4% | 8.1% | 8.2% | 8.8% |
| Gjensidige | 6.9% | 6.3% | 6.4% | 6.2% | 5.3% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Ownership and events
Company details
- Legal name
- Akcinė bendrovė "Lietuvos draudimas"
- Registered seat
- Vilnius, Lithuania
- Website
- ld.lt
Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.
Questions about Lietuvos draudimas
Short answers from the figures on this page.
What is Lietuvos draudimas's market share in Lithuania?
Lietuvos draudimas wrote €405m of premium in FY 2025, 23.4% of all premium in Lithuania, ranking #1 of 18 insurers; its premium grew 10.8% on FY 2024.
Who owns Lietuvos draudimas?
Lietuvos draudimas is part of the PZU group, which has 8 companies in 4 of the 18 markets on Polisa (FY 2025).
What does Lietuvos draudimas sell?
Lietuvos draudimas is a non-life insurer; its largest lines in FY 2025 are motor TPL (29.9% of its premium), property (27.2%) and casco (25.1%).
Is Lietuvos draudimas well capitalised?
Lietuvos draudimas's SCR ratio was 163% at 31 December 2025: it held 1.6 times the capital Solvency II requires, against a median of 189% for the insurers in Lithuania.
Is Lietuvos draudimas profitable?
Lietuvos draudimas made a net profit of €55.5m in FY 2025, a return on equity of 26.4%; its non-life combined ratio was 86% after reinsurance.
Is Lietuvos draudimas growing?
Lietuvos draudimas's premium grew 10.8% in FY 2025, faster than the market in Lithuania (+9.2%).
Sources for this page
Premium, lines, claims paid, contracts and claim counts: Bank of Lithuania, Insurance Activity Results in Lithuania (monthly statistics by insurer). Earned premium, claims incurred and expenses (S.05.01) and solvency (S.23.01): each domestic insurer's SFCR, FY 2021–2025, scaled to its Lithuanian business with the per-country template. How these numbers are built.
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CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). Lietuvos draudimas (Lithuania): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/lt-lietuvos-draudimas
BibTeXShow entry
@misc{polisa_insurers_lt_lietuvos_draudimas_2026,
author = {{Polisa}},
title = {Lietuvos draudimas (Lithuania): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/lt-lietuvos-draudimas}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: Bank of Lithuania (free with credit), insurers' SFCRs (public disclosures, linked).