+33%
Slovenia's 33% growth is mostly Triglav's business in Italy
Slovenian insurance premium grew 33% in 2025, to €3.38bn. €697m of it is Triglav's new Italian business; without it, the market grew about 5%.
Slovenian insurance premium rose 33% in 2025, to €3.38bn, by far the fastest of the markets Polisa covers. Almost all of the increase comes from one insurer and one country: Zavarovalnica Triglav wrote €697m of non-life premium in Italy, under the EU freedom to provide services, and from 2025 the Slovenian Insurance Association (SZZ) counts its members' business abroad. Without it, the market grew about 5%.
Most of the Italian book is motor liability: motor liability premium of Slovenian insurers more than doubled, from €409m to €946m. Triglav's business in Italy is now 106% the size of its non-life business at home (€657m); it lifted the insurer's total premium by 75%, to €1.69bn, 50% of the Slovenian figure.
Triglav keeps little of it. Of €701m of motor liability premium written in 2025, only €297m was earned in the year, because much of the new book was written during 2025; of the earned premium, reinsurers took €137m, or 46%, a pattern typical of fronting or a large quota share, where the licensed insurer writes the policies and passes much of the risk on.
For comparisons, the 2025 Slovenian figures need care. Without Italy, Triglav's share of the market is about 37%, against 38% in 2024. The Slovenian market page shows the figures as SZZ reports them, with a note.
The numbers behind it
More insights
Motor is 53% of non-life premium in the 18 markets, and over half in 12 of them
53%Motor liability and casco brought in €22.78bn of the €43.01bn the 18 markets wrote in non-life lines in 2025, which include the accident and health cover life insurers sell. Scroll through where motor matters most, claims that rise faster than premiums, what a policy costs, how prices moved and Romania after City and Euroins.
Motor liability is 54% of all insurance premium in Kosovo*
54%Compulsory motor liability brought in €96m of Kosovo's €179m premium in 2025, 54% of the total; only Albania relies on it more. Life insurance is 5% of premium and health 22%, and Kosovans spend €113 a year on insurance, less than anyone in the region but Moldovans.
Motor liability claims are rising faster than premiums in Poland and Hungary
+72%The average motor liability claim paid in Poland rose 72% between 2021 and 2025, the average premium 25%. In Hungary claims rose 43%, premiums 19%.
Pages behind it
When the figures change
Every data update is listed with its date, newest first: new figures, corrections and what they changed.
What changedCiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). Slovenia's 33% growth is mostly Triglav's business in Italy [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insights/triglav-italian-motor-book
BibTeXShow entry
@misc{polisa_insights_triglav_italian_motor_book_2026,
author = {{Polisa}},
title = {Slovenia's 33% growth is mostly Triglav's business in Italy},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insights/triglav-italian-motor-book}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data under each publisher's terms, see Method.