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Artea Life (branch, ex-SB draudimas)

Artea groupEstoniaartea.ee ↗#17 of 18 in Estonia, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
Statistics Estonia tables by insurer and line; solvency and claims ratios from each Estonian insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for EstoniaWhat changed

Compare with nearest rivals →Compare →
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Premium
€2.0m
0.3% of Estonia
Growth
−12.8%
FY 2025 vs 2024, in EUR · market −0.6%
Life share
100%
of own premium
Capital cover
—
Branch: reported by the parent company
Claims and costs
—
Branch: reported by the parent company
In shortNumber 17 of 18 in Estonia with 0.3% of premium; its premium fell 12.8%, more than the market's 0.6%. It paid €3.8m in claims, €189 for every €100 of its premium.

Latest resultsH1 2026, year to date: €0.9m of premium, −9.3% on H1 2025 (market +2.1%); share 0.3% (±0.0 pp), #17 of 18. More

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Artea Life (branch, ex-SB draudimas)'s line mix, and where it stands among the 18 insurers in Estonia on each measure, FY 2025.

Line mix
Life100%
Size#17 of 18 by premium
€2.0m
larger than 6%median €27m
GrowthFY 2025 against 2024, in EUR
−12.8%
ahead of 6%median +1.4%
Claims and costs
— life insurer
Capital cover
— a branch: no solvency ratio of its own
Return on equity
— no profit or equity figures

Each bar runs from the weakest to the strongest of the insurers in Estonia with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Swedbank Life Insurance8.0%6.9%6.2%5.7%5.9%
SEB Life and Pension Baltic (branch)4.2%3.4%3.0%2.9%3.7%
Compensa Life VIG3.0%2.2%2.0%2.1%2.1%
ERGO Life (branch)1.0%1.2%1.4%1.3%1.4%
Artea Life (branch, ex-SB draudimas)——0.0%0.3%0.3%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Artea group

    3 companies in 3 markets · €36m premium, latest year

    All 3 on the Artea page →
    Lithuania1 company€32m
    Artea Life Insurance€32m
    Latvia1 company€1.9m
    Artea Life (branch, ex-SB draudimas)€1.9m

    Company details

    Website
    artea.ee
    Employees
    9 (2025; 13 in 2023, 10 in 2024)
    Premium per employee
    €221k (FY 2025; median for life insurers in Estonia: €221k; all insurers)

    Website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Artea Life (branch, ex-SB draudimas)

    Short answers from the figures on this page.

    What is the market share of Artea Life (branch, ex-SB draudimas) in Estonia?

    Artea Life (branch, ex-SB draudimas) wrote €1.99m of premium in FY 2025, 0.3% of all premium in Estonia, ranking #17 of 18 insurers; its premium fell 12.8% on FY 2024.

    Who owns Artea Life (branch, ex-SB draudimas)?

    Artea Life (branch, ex-SB draudimas) is part of the Artea group, which has 3 companies in 3 of the 18 markets on Polisa (FY 2025).

    What does Artea Life (branch, ex-SB draudimas) sell?

    Artea Life (branch, ex-SB draudimas) is a life insurer; all its premium in FY 2025 is life insurance.

    Is Artea Life (branch, ex-SB draudimas) growing?

    The premium of Artea Life (branch, ex-SB draudimas) fell 12.8% in FY 2025, against a fall of 0.6% for the market in Estonia.

    Sources for this page

    Premium, lines and claims: Statistics Estonia, tables RRI07 (non-life) and RRI05 (life) by insurer, CC BY-SA 4.0. Earned premium, claims incurred and expenses (S.05.01) and solvency (S.23.01): each domestic insurer's SFCR, FY 2021–2025, scaled to its Estonian business with the per-country template. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Artea Life (branch, ex-SB draudimas) (Estonia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ee-artea-life-branch-ex-sb-draudimas

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_ee_artea_life_branch_ex_sb_draudimas_2026,
  author       = {{Polisa}},
  title        = {Artea Life (branch, ex-SB draudimas) (Estonia): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/ee-artea-life-branch-ex-sb-draudimas}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: Statistics Estonia (CC BY-SA 4.0), Tax and Customs Board (open data), RIK (no re-use terms published), insurers' SFCRs (public disclosures, linked).