SEB Life and Pension Baltic (branch)
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →In the news30 Apr 2026: Q1 2026: SEB Life overtakes Swedbank Life; motor premiums down 6.1% All news for Estonia
Latest resultsH1 2026, year to date: €12m of premium, +14.7% on H1 2025 (market +2.1%); share 3.4% (+0.4 pp), #10 of 18. More
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SEB Life and Pension Baltic (branch)'s line mix, and where it stands among the 18 insurers in Estonia on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Estonia with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Swedbank Life Insurance | 8.0% | 6.9% | 6.2% | 5.7% | 5.9% |
| SEB Life and Pension Baltic (branch) | 4.2% | 3.4% | 3.0% | 2.9% | 3.7% |
| Compensa Life VIG | 3.0% | 2.2% | 2.0% | 2.1% | 2.1% |
| ERGO Life (branch) | 1.0% | 1.2% | 1.4% | 1.3% | 1.4% |
| Artea Life (branch, ex-SB draudimas) | — | — | 0.0% | 0.3% | 0.3% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Ownership and events
Company details
- Branch of
- SEB LIFE AND PENSION BALTIC SE
- Head office
- Riga, Latvia
- Website
- seb.ee
- LEI of the head office
- 549300EOIPME5OPE8U19
- Employees
- 68 (2025; 66 in 2022, 70 in 2023, 74 in 2024)
- Premium per employee
- €374k (FY 2025; median for life insurers in Estonia: €221k; all insurers)
Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026. Employees: employees in Estonia on the last day of each quarter, averaged over the year, from the Tax and Customs Board's open data (from 2022).
Questions about SEB Life and Pension Baltic (branch)
Short answers from the figures on this page.
What is the market share of SEB Life and Pension Baltic (branch) in Estonia?
SEB Life and Pension Baltic (branch) wrote €25.4m of premium in FY 2025, 3.7% of all premium in Estonia, ranking #10 of 18 insurers; its premium grew 29.0% on FY 2024.
Who owns SEB Life and Pension Baltic (branch)?
SEB Life and Pension Baltic (branch) is part of the SEB group, which has 3 companies in 3 of the 18 markets on Polisa (FY 2025).
What does SEB Life and Pension Baltic (branch) sell?
SEB Life and Pension Baltic (branch) is a life insurer; all its premium in FY 2025 is life insurance.
Is SEB Life and Pension Baltic (branch) growing?
The premium of SEB Life and Pension Baltic (branch) grew 29.0% in FY 2025 while the market in Estonia shrank 0.6%.
Sources for this page
Premium, lines and claims: Statistics Estonia, tables RRI07 (non-life) and RRI05 (life) by insurer, CC BY-SA 4.0. Earned premium, claims incurred and expenses (S.05.01) and solvency (S.23.01): each domestic insurer's SFCR, FY 2021–2025, scaled to its Estonian business with the per-country template. How these numbers are built.
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CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). SEB Life and Pension Baltic (branch) (Estonia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ee-seb-life-and-pension-baltic-branch
BibTeXShow entry
@misc{polisa_insurers_ee_seb_life_and_pension_baltic_branch_2026,
author = {{Polisa}},
title = {SEB Life and Pension Baltic (branch) (Estonia): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/ee-seb-life-and-pension-baltic-branch}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: Statistics Estonia (CC BY-SA 4.0), Tax and Customs Board (open data), RIK (no re-use terms published), insurers' SFCRs (public disclosures, linked).