Compensa Life VIG
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →Latest resultsH1 2026, year to date: €8.8m of premium, +15.0% on H1 2025 (market +2.1%); share 2.5% (+0.3 pp), #11 of 18. More
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Compensa Life VIG's line mix, and where it stands among the 18 insurers in Estonia on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Estonia with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Swedbank Life Insurance | 8.0% | 6.9% | 6.2% | 5.7% | 5.9% |
| SEB Life and Pension Baltic (branch) | 4.2% | 3.4% | 3.0% | 2.9% | 3.7% |
| Compensa Life VIG | 3.0% | 2.2% | 2.0% | 2.1% | 2.1% |
| ERGO Life (branch) | 1.0% | 1.2% | 1.4% | 1.3% | 1.4% |
| Artea Life (branch, ex-SB draudimas) | — | — | 0.0% | 0.3% | 0.3% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Savings and protection in life
Life premium by kind
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Also in the VIG group
36 companies in 18 markets · €9.28bn premium, latest year
Also in Lithuania · €510mBulgaria · €364mLatvia · €254mSerbia · €169mCroatia · €167mAlbania · €55mSlovenia · €54mBosnia and Herzegovina · €52mNorth Macedonia · €47mMoldova · €21mKosovo* · €15mMontenegro · €14m
Ownership and events
Company details
- Legal name
- Compensa Life Vienna Insurance Group SE
- Registered seat
- Tallinn, Estonia
- Website
- compensa.ee
- Employees
- 81 (2025; 78 in 2022, 78 in 2023, 77 in 2024)
- Premium per employee
- €177k (FY 2025; median for life insurers in Estonia: €221k; all insurers)
Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026. Employees: employees in Estonia on the last day of each quarter, averaged over the year, from the Tax and Customs Board's open data (from 2022).
Questions about Compensa Life VIG
Short answers from the figures on this page.
What is Compensa Life VIG's market share in Estonia?
Compensa Life VIG wrote €14.4m of premium in FY 2025, 2.1% of all premium in Estonia, ranking #11 of 18 insurers; its premium grew 1.3% on FY 2024.
Who owns Compensa Life VIG?
Compensa Life VIG is part of the VIG group, which has 36 companies in all 18 markets on Polisa (FY 2025).
What does Compensa Life VIG sell?
Compensa Life VIG is a life insurer; all its premium in FY 2025 is life insurance.
Is Compensa Life VIG well capitalised?
Compensa Life VIG's SCR ratio was 177% at 31 December 2025: it held 1.8 times the capital Solvency II requires, against a median of 177% for the insurers in Estonia.
Is Compensa Life VIG profitable?
Compensa Life VIG made a net profit of €11.6m in FY 2025, a return on equity of 12.9%; the combined ratio of its non-life lines was 102% after reinsurance.
Is Compensa Life VIG growing?
Compensa Life VIG's premium grew 1.3% in FY 2025 while the market in Estonia shrank 0.6%.
Sources for this page
Premium, lines and claims: Statistics Estonia, tables RRI07 (non-life) and RRI05 (life) by insurer, CC BY-SA 4.0. Earned premium, claims incurred and expenses (S.05.01) and solvency (S.23.01): each domestic insurer's SFCR, FY 2021–2025, scaled to its Estonian business with the per-country template. How these numbers are built.
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CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). Compensa Life VIG (Estonia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ee-compensa-life-vig
BibTeXShow entry
@misc{polisa_insurers_ee_compensa_life_vig_2026,
author = {{Polisa}},
title = {Compensa Life VIG (Estonia): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/ee-compensa-life-vig}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: Statistics Estonia (CC BY-SA 4.0), Tax and Customs Board (open data), RIK (no re-use terms published), insurers' SFCRs (public disclosures, linked).