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EUB

Generali groupHungaryeub.hu ↗#22 of 25 in Hungary, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
MABISZ quarterly report; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for HungaryWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€17m
0.3% of Hungary
Growth
+11.9%
FY 2025 vs 2024, in HUF · market +14.9%
Life share
0%
of own premium
Capital cover
187%
SCR ratio · €8.2m held vs €4.4m required
Claims and costs
79%
combined ratio after reinsurance · gross 51% · market 87%
In shortNumber 22 of 25 in Hungary with 0.3% of premium, growing slower than the market. Strongest in Credit & surety, with 11.6% of the line. Its non-life business made money on underwriting, with a combined ratio of 79% after reinsurance against 87% for the market; before reinsurance it was 51%, with 49% of its non-life premium passed to reinsurers. It holds 1.9 times the capital it must hold.

Latest resultsH1 2026, year to date: €8.7m of premium, +6.3% on H1 2025 (market +2.6%); share 0.3% (±0.0 pp), #22 of 25. More

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EUB's line mix, and where it stands among the 25 insurers in Hungary on each measure, FY 2025.

Line mix
Other non-life49%
Health46%
Credit & surety5%
Size#22 of 25 by premium
€17m
larger than 13%median €107m
GrowthFY 2025 against 2024, in HUF
+11.9%
ahead of 58%median +10.5%
Claims and costsnon-life combined ratio, after reinsurance
79%
better than 94%median 91%
Capital coverSCR ratio: own funds ÷ SCR
187%
ahead of 27%median 201%
Return on equitynet profit ÷ average equity
25.0%
ahead of 50%median 25.0%

Each bar runs from the weakest to the strongest of the insurers in Hungary with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Agrár (Hagel) (branch)0.3%0.4%0.7%0.7%0.7%
Cardif0.5%0.4%0.5%0.5%0.4%
EUB0.1%0.3%0.3%0.3%0.3%
LegitiMo0.2%0.2%0.2%0.2%0.2%
MÜBSE0.1%0.1%0.1%0.1%0.1%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the Generali group

    14 companies in 10 markets · €5.52bn premium, latest year

    All 14 on the Generali page →
    Hungarythis market2 companies€760m
    Generali€708mGenertel€52m
    Slovenia1 company€450m
    Generali zavarovalnica€450m
    Slovakia1 company€441m
    Generali Poisťovňa (branch)€441m
    Romania1 company€400m
    Generali€400m

    Also in Serbia · €303mBulgaria · €171mCroatia · €155mMontenegro · €15m

    Company details

    Legal name
    Európai Utazási Biztosító Zártkörűen Működő Részvénytársaság
    Registered seat
    Budapest, Hungary
    Website
    eub.hu
    LEI
    529900MLIDA51W4RTR25
    Employees
    32 (2025)
    Premium per employee
    €535k (FY 2025; median for non-life insurers in Hungary: €412k; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about EUB

    Short answers from the figures on this page.

    What is EUB's market share in Hungary?

    EUB wrote €17.1m of premium in FY 2025, 0.3% of all premium in Hungary, ranking #22 of 25 insurers; its premium grew 11.9% on FY 2024 in HUF.

    Who owns EUB?

    EUB is part of the Generali group, which has 14 companies in 10 of the 18 markets on Polisa (FY 2025).

    What does EUB sell?

    EUB is a non-life insurer; its largest lines in FY 2025 are other non-life (48.9% of its premium), health (46.2%) and credit & surety (4.6%).

    Is EUB well capitalised?

    EUB's SCR ratio was 187% at 31 December 2025: it held 1.9 times the capital Solvency II requires, against a median of 201% for the insurers in Hungary.

    Is EUB profitable?

    EUB made a net profit of €2.41m in FY 2025, a return on equity of 25.0%; its non-life combined ratio was 79% after reinsurance.

    Is EUB growing?

    EUB's premium grew 11.9% in HUF in FY 2025, slower than the market in Hungary (+14.9%).

    Sources for this page

    Premium: MABISZ (Association of Hungarian Insurance Companies), quarterly report for Q4, per member: total, life, non-life and motor TPL (kgfb). Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). EUB (Hungary): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/hu-eub

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_hu_eub_2026,
      author       = {{Polisa}},
      title        = {EUB (Hungary): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/hu-eub}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: MABISZ (written consent only, no commercial use), MNB (free with credit, unchanged), e-beszámoló (public filings, single figures), insurers' SFCRs (public disclosures, linked).