MÜBSE
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →Latest resultsH1 2026, year to date: €3.0m of premium, +3.7% on H1 2025 (market +2.6%); share 0.1% (±0.0 pp), #25 of 25. More
Fingerprint
MÜBSE's line mix, and where it stands among the 25 insurers in Hungary on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Hungary with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Agrár (Hagel) (branch) | 0.3% | 0.4% | 0.7% | 0.7% | 0.7% |
| Cardif | 0.5% | 0.4% | 0.5% | 0.5% | 0.4% |
| EUB | 0.1% | 0.3% | 0.3% | 0.3% | 0.3% |
| LegitiMo | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% |
| MÜBSE | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
MÜBSE beside the other insurers of Hungary: operating ratio, sources of profit and leverage →
Ownership and events
Company details
- Website
- mubse.hu
- Employees
- 14 (2025)
- Premium per employee
- €284k (FY 2025; median for non-life insurers in Hungary: €412k; all insurers)
Website from the company's own reports or the supervisor's register, checked 20 Oct 2026. Employees: employees as each insurer reports them, in the notes to its annual accounts (average headcount) or in its SFCR (average headcount, or staff in full-time equivalents or full-time employees at 31 December), so the basis differs between insurers; Magyar Posta's two insurers share most of their staff and are not counted.
Questions about MÜBSE
Short answers from the figures on this page.
What is MÜBSE's market share in Hungary?
MÜBSE wrote €3.97m of premium in FY 2025, 0.1% of all premium in Hungary, ranking #25 of 25 insurers; its premium grew 1.1% on FY 2024 in HUF.
Who owns MÜBSE?
Polisa records no group for MÜBSE in FY 2025.
What does MÜBSE sell?
MÜBSE is a non-life insurer; all its premium in FY 2025 is liability.
Is MÜBSE well capitalised?
MÜBSE's SCR ratio was 519% at 31 December 2025: it held 5.2 times the capital Solvency II requires, against a median of 201% for the insurers in Hungary.
Is MÜBSE profitable?
MÜBSE made a net profit of €0.395m in FY 2025, a return on equity of 3.2%; its non-life combined ratio was 81% after reinsurance.
Is MÜBSE growing?
MÜBSE's premium grew 1.1% in HUF in FY 2025, slower than the market in Hungary (+14.9%).
Sources for this page
Premium: MABISZ (Association of Hungarian Insurance Companies), quarterly report for Q4, per member: total, life, non-life and motor TPL (kgfb). Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.
Spotted a wrong figure? Tell us and include the source.
CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). MÜBSE (Hungary): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/hu-mubse
BibTeXShow entry
@misc{polisa_insurers_hu_mubse_2026,
author = {{Polisa}},
title = {MÜBSE (Hungary): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/hu-mubse}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: MABISZ (written consent only, no commercial use), MNB (free with credit, unchanged), e-beszámoló (public filings, single figures), insurers' SFCRs (public disclosures, linked).