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LegitiMo

Hungarylegitimo.hu ↗#23 of 25 in Hungary, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
MABISZ quarterly report; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for HungaryWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€9.4m
0.2% of Hungary
Growth
+2.8%
FY 2025 vs 2024, in HUF · market +14.9%
Life share
0%
of own premium
Capital cover
264%
SCR ratio · €10m held vs €4.0m required
Claims and costs
94%
combined ratio after reinsurance · gross 94% · market 87%
In shortNumber 23 of 25 in Hungary with 0.2% of premium, growing slower than the market. Strongest in Other non-life, with 7.7% of the line. Its non-life business made money on underwriting, with a combined ratio of 94% after reinsurance against 87% for the market. It holds 2.6 times the capital it must hold.

Latest resultsH1 2026, year to date: €5.1m of premium, +1.8% on H1 2025 (market +2.6%); share 0.2% (±0.0 pp), #23 of 25. More

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LegitiMo's line mix, and where it stands among the 25 insurers in Hungary on each measure, FY 2025.

Line mix
Other non-life100%
Size#23 of 25 by premium
€9.4m
larger than 8%median €107m
GrowthFY 2025 against 2024, in HUF
+2.8%
ahead of 25%median +10.5%
Claims and costsnon-life combined ratio, after reinsurance
94%
better than 25%median 91%
Capital coverSCR ratio: own funds ÷ SCR
264%
ahead of 82%median 201%
Return on equity
— no profit or equity figures

Each bar runs from the weakest to the strongest of the insurers in Hungary with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Agrár (Hagel) (branch)0.3%0.4%0.7%0.7%0.7%
Cardif0.5%0.4%0.5%0.5%0.4%
EUB0.1%0.3%0.3%0.3%0.3%
LegitiMo0.2%0.2%0.2%0.2%0.2%
MÜBSE0.1%0.1%0.1%0.1%0.1%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Company details

    Legal name
    LegitiMo Jogvédelmi Biztosító Zártkörűen Működő Részvénytársaság
    Registered seat
    Budapest, Hungary
    Website
    legitimo.hu
    LEI
    529900O5HPVPPEUIC831
    Employees
    76 (2025)
    Premium per employee
    €124k (FY 2025; median for non-life insurers in Hungary: €412k; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about LegitiMo

    Short answers from the figures on this page.

    What is LegitiMo's market share in Hungary?

    LegitiMo wrote €9.42m of premium in FY 2025, 0.2% of all premium in Hungary, ranking #23 of 25 insurers; its premium grew 2.8% on FY 2024 in HUF.

    Who owns LegitiMo?

    Polisa records no group for LegitiMo in FY 2025.

    What does LegitiMo sell?

    LegitiMo is a non-life insurer; all its premium in FY 2025 is other non-life.

    Is LegitiMo well capitalised?

    LegitiMo's SCR ratio was 264% at 31 December 2025: it held 2.6 times the capital Solvency II requires, against a median of 201% for the insurers in Hungary.

    Is LegitiMo growing?

    LegitiMo's premium grew 2.8% in HUF in FY 2025, slower than the market in Hungary (+14.9%).

    Sources for this page

    Premium: MABISZ (Association of Hungarian Insurance Companies), quarterly report for Q4, per member: total, life, non-life and motor TPL (kgfb). Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). LegitiMo (Hungary): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/hu-legitimo

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_hu_legitimo_2026,
      author       = {{Polisa}},
      title        = {LegitiMo (Hungary): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/hu-legitimo}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: MABISZ (written consent only, no commercial use), MNB (free with credit, unchanged), e-beszámoló (public filings, single figures), insurers' SFCRs (public disclosures, linked).