Acord Grup
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →Latest resultsH1 2026, year to date: €9.6m of premium, +58.6% on H1 2025 (market +11.6%); share 10.9% (+3.2 pp), #7 of 9. More
Fingerprint
Acord Grup's line mix, and where it stands among the 9 insurers in Moldova on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Moldova with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| General Asigurări | 14.6% | 13.6% | 14.2% | 14.1% | 12.2% |
| Intact Asigurări Generale | 6.8% | 9.7% | 10.3% | 9.0% | 10.2% |
| Acord Grup | 6.6% | 7.5% | 8.1% | 6.4% | 8.1% |
| Moldcargo | 5.9% | 3.8% | 3.3% | 6.4% | 7.5% |
| Transelit | 6.8% | 5.8% | 4.6% | 4.4% | 4.2% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Acord Grup beside the other insurers of Moldova: operating ratio, sources of profit and leverage →
Ownership and events
Company details
- Website
- acordgrup.md
- Employees
- 121 (2025; 189 in 2022, 145 in 2023, 125 in 2024)
- Premium per employee
- €114k (FY 2025; median for non-life insurers in Moldova: €65k; all insurers)
Website from the company's own reports or the supervisor's register, checked 20 Oct 2026. Employees: employees as each insurer gives them in its audited financial statements or management report, mostly the count at 31 December (Moldasig: the year's average; Donaris: the number during the year, its insurance agents included); the National Bank publishes none per insurer.
Questions about Acord Grup
Short answers from the figures on this page.
What is Acord Grup's market share in Moldova?
Acord Grup wrote €13.8m of premium in FY 2025, 8.1% of all premium in Moldova, ranking #7 of 9 insurers; its premium grew 29.4% on FY 2024 in MDL.
Who owns Acord Grup?
Polisa records no group for Acord Grup in FY 2025.
What does Acord Grup sell?
Acord Grup is a non-life insurer; its largest lines in FY 2025 are motor TPL (56.3% of its premium), other non-life (36.3%) and casco (4.8%).
Is Acord Grup well capitalised?
Acord Grup's solvency margin was 153% at 31 December 2025: it covered its required solvency margin 1.5 times, against a median of 153% for the insurers in Moldova (local rules, not Solvency II).
Is Acord Grup profitable?
Acord Grup made a net profit of €0.069m in FY 2025, a return on equity of 1.2%; its non-life combined ratio was 109% after reinsurance.
Is Acord Grup growing?
Acord Grup's premium grew 29.4% in MDL in FY 2025, faster than the market in Moldova (+3.1%).
Sources for this page
Premium, claims paid, solvency margin and profit: National Bank of Moldova, insurer statistics (Indicatori de bază), and the CNPF archive for 2021–2022. Market lines: report on insurers' core business. How these numbers are built.
Spotted a wrong figure? Tell us and include the source.
CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). Acord Grup (Moldova): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/md-acord-grup
BibTeXShow entry
@misc{polisa_insurers_md_acord_grup_2026,
author = {{Polisa}},
title = {Acord Grup (Moldova): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/md-acord-grup}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: BNM (free with credit, processing stated), Capital market disclosures (no re-use terms published), National Bureau of Statistics of Moldova (CC BY 4.0), World Bank (CC BY 4.0).