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Intact Asigurări Generale

Moldovaintact.md ↗#6 of 9 in Moldova, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
National Bank of Moldova insurer statistics; solvency margin, not Solvency II
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for MoldovaWhat changed

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Premium
€17m
10.2% of Moldova
Growth
+16.8%
FY 2025 vs 2024, in MDL · market +3.1%
Life share
0%
of own premium
Capital cover
150%
Solvency margin · €4.8m held vs €3.2m required
Claims and costs
126%
combined ratio after reinsurance · gross 85% · market 107%
In shortNumber 6 of 9 in Moldova with 10.2% of premium, growing faster than the market. Strongest in Credit & surety, with 100.0% of the line. Its non-life business lost money on underwriting, with a combined ratio of 126% after reinsurance against 107% for the market; before reinsurance it was 85%, with 48% of its non-life premium passed to reinsurers. It paid €7.0m in claims, €40 for every €100 of its premium. It covers its required solvency margin 1.5 times.

Latest resultsH1 2026, year to date: €9.7m of premium, +6.1% on H1 2025 (market +11.6%); share 11.0% (−0.6 pp), #6 of 9. More

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Intact Asigurări Generale's line mix, and where it stands among the 9 insurers in Moldova on each measure, FY 2025.

Line mix
Property46%
Motor TPL42%
Casco7%
Health3%
Credit & surety2%
Size#6 of 9 by premium
€17m
larger than 38%median €21m
GrowthFY 2025 against 2024, in MDL
+16.8%
ahead of 63%median +2.3%
Claims and costsnon-life combined ratio, after reinsurance
126%
better than 14%median 109%
Capital coverlocal solvency margin
150%
ahead of 25%median 153%
Return on equitynet profit ÷ average equity
0.7%
ahead of 25%median 1.2%

Each bar runs from the weakest to the strongest of the insurers in Moldova with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Donaris VIG11.9%12.9%12.3%12.5%12.4%
General Asigurări14.6%13.6%14.2%14.1%12.2%
Intact Asigurări Generale6.8%9.7%10.3%9.0%10.2%
Acord Grup6.6%7.5%8.1%6.4%8.1%
Moldcargo5.9%3.8%3.3%6.4%7.5%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Company details

    Legal name
    Intact Asigurări Generale S.A.
    Registered seat
    Chișinău, Moldova
    Website
    intact.md
    LEI
    254900FAGA9P3IJSNX41

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Intact Asigurări Generale

    Short answers from the figures on this page.

    What is Intact Asigurări Generale's market share in Moldova?

    Intact Asigurări Generale wrote €17.4m of premium in FY 2025, 10.2% of all premium in Moldova, ranking #6 of 9 insurers; its premium grew 16.8% on FY 2024 in MDL.

    Who owns Intact Asigurări Generale?

    Polisa records no group for Intact Asigurări Generale in FY 2025.

    What does Intact Asigurări Generale sell?

    Intact Asigurări Generale is a non-life insurer; its largest lines in FY 2025 are property (45.8% of its premium), motor TPL (41.5%) and casco (6.6%).

    Is Intact Asigurări Generale well capitalised?

    Intact Asigurări Generale's solvency margin was 150% at 31 December 2025: it covered its required solvency margin 1.5 times, against a median of 153% for the insurers in Moldova (local rules, not Solvency II).

    Is Intact Asigurări Generale profitable?

    Intact Asigurări Generale made a net profit of €0.058m in FY 2025, a return on equity of 0.7%; its non-life combined ratio was 126% after reinsurance.

    Is Intact Asigurări Generale growing?

    Intact Asigurări Generale's premium grew 16.8% in MDL in FY 2025, faster than the market in Moldova (+3.1%).

    Sources for this page

    Premium, claims paid, solvency margin and profit: National Bank of Moldova, insurer statistics (Indicatori de bază), and the CNPF archive for 2021–2022. Market lines: report on insurers' core business. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Intact Asigurări Generale (Moldova): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/md-intact-asigurari-generale

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_md_intact_asigurari_generale_2026,
  author       = {{Polisa}},
  title        = {Intact Asigurări Generale (Moldova): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/md-intact-asigurari-generale}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: BNM (free with credit, processing stated), Capital market disclosures (no re-use terms published), National Bureau of Statistics of Moldova (CC BY 4.0), World Bank (CC BY 4.0).