Get the dataData

Donaris VIG

VIG groupMoldovadonaris.md ↗#4 of 9 in Moldova, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
National Bank of Moldova insurer statistics; solvency margin, not Solvency II
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for MoldovaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€21m
12.4% of Moldova
Growth
+2.3%
FY 2025 vs 2024, in MDL · market +3.1%
Life share
0%
of own premium
Capital cover
152%
Solvency margin · €6.7m held vs €4.4m required
Claims and costs
109%
combined ratio after reinsurance · gross 77% · market 107%
In shortNumber 4 of 9 in Moldova with 12.4% of premium, growing slower than the market. Its non-life business lost money on underwriting, with a combined ratio of 109% after reinsurance against 107% for the market; before reinsurance it was 77%, with 38% of its non-life premium passed to reinsurers. It paid €11m in claims, €51 for every €100 of its premium. It covers its required solvency margin 1.5 times.

Latest resultsH1 2026, year to date: €9.9m of premium, −4.4% on H1 2025 (market +11.6%); share 11.2% (−1.9 pp), #5 of 9. More

Fingerprint

Donaris VIG's line mix, and where it stands among the 9 insurers in Moldova on each measure, FY 2025.

Line mix
Other non-life100%

No line split published: life against non-life.

Size#4 of 9 by premium
€21m
larger than 63%median €21m
GrowthFY 2025 against 2024, in MDL
+2.3%
ahead of 50%median +2.3%
Claims and costsnon-life combined ratio, after reinsurance
109%
better than 57%median 109%
Capital coverlocal solvency margin
152%
ahead of 38%median 153%
Return on equitynet profit ÷ average equity
1.2%
ahead of 50%median 1.2%

Each bar runs from the weakest to the strongest of the insurers in Moldova with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Asterra Grup17.4%15.0%17.2%18.3%14.6%
Moldasig13.2%16.0%15.2%14.4%12.6%
Donaris VIG11.9%12.9%12.3%12.5%12.4%
General Asigurări14.6%13.6%14.2%14.1%12.2%
Intact Asigurări Generale6.8%9.7%10.3%9.0%10.2%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the VIG group

    36 companies in 18 markets · €9.28bn premium, latest year

    All 36 on the VIG page →

    Also in Bulgaria · €364mLatvia · €254mSerbia · €169mCroatia · €167mEstonia · €110mAlbania · €55mSlovenia · €54mBosnia and Herzegovina · €52mNorth Macedonia · €47mKosovo* · €15mMontenegro · €14m

    Company details

    Legal name
    Compania de Asigurări "DONARIS VIENNA INSURANCE GROUP" Societate pe Acţiuni
    Registered seat
    Chișinău, Moldova
    Website
    donaris.md
    LEI
    2549001G96GK21IKQM27
    Employees
    440 (2025; 665 in 2021, 643 in 2022, 520 in 2024)
    Premium per employee
    €48k (FY 2025; median for non-life insurers in Moldova: €65k; all insurers)

    Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Donaris VIG

    Short answers from the figures on this page.

    What is Donaris VIG's market share in Moldova?

    Donaris VIG wrote €21.2m of premium in FY 2025, 12.4% of all premium in Moldova, ranking #4 of 9 insurers; its premium grew 2.3% on FY 2024 in MDL.

    Who owns Donaris VIG?

    Donaris VIG is part of the VIG group, which has 36 companies in all 18 markets on Polisa (FY 2025).

    What does Donaris VIG sell?

    Donaris VIG is a non-life insurer; it writes no life insurance (FY 2025).

    Is Donaris VIG well capitalised?

    Donaris VIG's solvency margin was 152% at 31 December 2025: it covered its required solvency margin 1.5 times, against a median of 153% for the insurers in Moldova (local rules, not Solvency II).

    Is Donaris VIG profitable?

    Donaris VIG made a net profit of €0.11m in FY 2025, a return on equity of 1.2%; its non-life combined ratio was 109% after reinsurance.

    Is Donaris VIG growing?

    Donaris VIG's premium grew 2.3% in MDL in FY 2025, slower than the market in Moldova (+3.1%).

    Sources for this page

    Premium, claims paid, solvency margin and profit: National Bank of Moldova, insurer statistics (Indicatori de bază), and the CNPF archive for 2021–2022. Market lines: report on insurers' core business. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Donaris VIG (Moldova): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/md-donaris-vig

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_md_donaris_vig_2026,
      author       = {{Polisa}},
      title        = {Donaris VIG (Moldova): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/md-donaris-vig}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: BNM (free with credit, processing stated), Capital market disclosures (no re-use terms published), National Bureau of Statistics of Moldova (CC BY 4.0), World Bank (CC BY 4.0).