Moldasig
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →Latest resultsH1 2026, year to date: €10m of premium, +4.1% on H1 2025 (market +11.6%); share 11.3% (−0.8 pp), #4 of 9. More
Latest eventMay 2026: VIG closed the Moldasig acquisition after all regulatory approvals (95.2% stake according to VIG's results presentation). More
Fingerprint
Moldasig's line mix, and where it stands among the 9 insurers in Moldova on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Moldova with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Asterra Grup | 17.4% | 15.0% | 17.2% | 18.3% | 14.6% |
| Moldasig | 13.2% | 16.0% | 15.2% | 14.4% | 12.6% |
| Donaris VIG | 11.9% | 12.9% | 12.3% | 12.5% | 12.4% |
| General Asigurări | 14.6% | 13.6% | 14.2% | 14.1% | 12.2% |
| Intact Asigurări Generale | 6.8% | 9.7% | 10.3% | 9.0% | 10.2% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Moldasig beside the other insurers of Moldova: operating ratio, sources of profit and leverage →
Ownership and events
Company details
- Website
- moldasig.md
- Employees
- 560 (2025; 587 in 2022, 540 in 2023, 590 in 2024)
- Premium per employee
- €39k (FY 2025; median for non-life insurers in Moldova: €65k; all insurers)
Website from the company's own reports or the supervisor's register, checked 20 Oct 2026. Employees: employees as each insurer gives them in its audited financial statements or management report, mostly the count at 31 December (Moldasig: the year's average; Donaris: the number during the year, its insurance agents included); the National Bank publishes none per insurer.
Questions about Moldasig
Short answers from the figures on this page.
What is Moldasig's market share in Moldova?
Moldasig wrote €21.6m of premium in FY 2025, 12.6% of all premium in Moldova, ranking #3 of 9 insurers; its premium fell 9.2% on FY 2024 in MDL.
Who owns Moldasig?
Polisa records no group for Moldasig in FY 2025.
What does Moldasig sell?
Moldasig is a non-life insurer; its largest lines in FY 2025 are motor TPL (65.8% of its premium), casco (22.9%) and property (5.3%).
Is Moldasig well capitalised?
Moldasig's solvency margin was 167% at 31 December 2025: it covered its required solvency margin 1.7 times, against a median of 153% for the insurers in Moldova (local rules, not Solvency II).
Is Moldasig profitable?
Moldasig made a net loss of €0.328m in FY 2025, a return on equity of −2.2%; its non-life combined ratio was 101% after reinsurance.
Is Moldasig growing?
Moldasig's premium fell 9.2% in MDL in FY 2025 while the market in Moldova grew 3.1%.
Sources for this page
Premium, claims paid, solvency margin and profit: National Bank of Moldova, insurer statistics (Indicatori de bază), and the CNPF archive for 2021–2022. Market lines: report on insurers' core business. How these numbers are built.
Spotted a wrong figure? Tell us and include the source.
CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). Moldasig (Moldova): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/md-moldasig
BibTeXShow entry
@misc{polisa_insurers_md_moldasig_2026,
author = {{Polisa}},
title = {Moldasig (Moldova): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/md-moldasig}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: BNM (free with credit, processing stated), Capital market disclosures (no re-use terms published), National Bureau of Statistics of Moldova (CC BY 4.0), World Bank (CC BY 4.0).