Get the dataData

Transelit

Moldovatranselit.md ↗#9 of 9 in Moldova, FY 2025
Updated 11 Nov 2026
Sources and updates
Source
National Bank of Moldova insurer statistics; solvency margin, not Solvency II
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for MoldovaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€7.2m
4.2% of Moldova
Growth
−1.1%
FY 2025 vs 2024, in MDL · market +3.1%
Life share
0%
of own premium
Capital cover
186%
Solvency margin · €2.8m held vs €1.5m required
Claims and costs
116%
combined ratio after reinsurance, 61% of the premium reinsured · gross 72% · market 107%
In shortNumber 9 of 9 in Moldova with 4.2% of premium; its premium fell 1.1% while the market grew 3.1%. Strongest in Health, with 33.5% of the line. Its non-life business lost money on underwriting, with a combined ratio of 116% after reinsurance against 107% for the market; before reinsurance it was 72%, with 61% of its non-life premium passed to reinsurers. It paid €3.2m in claims, €44 for every €100 of its premium. It covers its required solvency margin 1.9 times.

Latest resultsH1 2026, year to date: €4.1m of premium, +33.9% on H1 2025 (market +11.6%); share 4.7% (+0.8 pp), #9 of 9. More

Fingerprint

Transelit's line mix, and where it stands among the 9 insurers in Moldova on each measure, FY 2025.

Line mix
Motor TPL32%
Casco30%
Property21%
Health14%
Accident3%
Size#9 of 9 by premium
€7.2m
larger than 0%median €21m
GrowthFY 2025 against 2024, in MDL
−1.1%
ahead of 38%median +2.3%
Claims and costsnon-life combined ratio, after reinsurance
116%
better than 29%median 109%
Capital coverlocal solvency margin
186%
ahead of 75%median 153%
Return on equitynet profit ÷ average equity
1.3%
ahead of 63%median 1.2%

Each bar runs from the weakest to the strongest of the insurers in Moldova with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
General Asigurări14.6%13.6%14.2%14.1%12.2%
Intact Asigurări Generale6.8%9.7%10.3%9.0%10.2%
Acord Grup6.6%7.5%8.1%6.4%8.1%
Moldcargo5.9%3.8%3.3%6.4%7.5%
Transelit6.8%5.8%4.6%4.4%4.2%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Company details

    Website
    transelit.md
    Employees
    88 (2025; 123 in 2022, 88 in 2023, 87 in 2024)
    Premium per employee
    €82k (FY 2025; median for non-life insurers in Moldova: €65k; all insurers)

    Website from the company's own reports or the supervisor's register, checked 20 Oct 2026.

    Questions about Transelit

    Short answers from the figures on this page.

    What is Transelit's market share in Moldova?

    Transelit wrote €7.24m of premium in FY 2025, 4.2% of all premium in Moldova, ranking #9 of 9 insurers; its premium fell 1.1% on FY 2024 in MDL.

    Who owns Transelit?

    Polisa records no group for Transelit in FY 2025.

    What does Transelit sell?

    Transelit is a non-life insurer; its largest lines in FY 2025 are motor TPL (31.8% of its premium), casco (29.7%) and property (21.2%).

    Is Transelit well capitalised?

    Transelit's solvency margin was 186% at 31 December 2025: it covered its required solvency margin 1.9 times, against a median of 153% for the insurers in Moldova (local rules, not Solvency II).

    Is Transelit profitable?

    Transelit made a net profit of €0.054m in FY 2025, a return on equity of 1.3%; its non-life combined ratio was 116% after reinsurance.

    Is Transelit growing?

    Transelit's premium fell 1.1% in MDL in FY 2025 while the market in Moldova grew 3.1%.

    Sources for this page

    Premium, claims paid, solvency margin and profit: National Bank of Moldova, insurer statistics (Indicatori de bază), and the CNPF archive for 2021–2022. Market lines: report on insurers' core business. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Transelit (Moldova): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/md-transelit

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_md_transelit_2026,
      author       = {{Polisa}},
      title        = {Transelit (Moldova): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/md-transelit}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: BNM (free with credit, processing stated), Capital market disclosures (no re-use terms published), National Bureau of Statistics of Moldova (CC BY 4.0), World Bank (CC BY 4.0).