22.5%
Who took Romania's market after City and Euroins failed
City Insurance and Euroins held 28% of Romanian premium in 2021. Both lost their licences; Groupama doubled its share to 22.5%, and Generali and Asirom gained 3.8 and 3.6 points.
Two of Romania's largest motor insurers failed within eighteen months: City Insurance lost its licence in September 2021 and Euroins in March 2023. Between them they wrote 28% of the market's premium in 2021, most of it motor liability (RCA).
Their customers moved to the survivors. Groupama's share rose from 11.4% in 2021 to 22.5% in 2025, making it the largest insurer in the country. Allianz-Țiriac gained 3.5 points, Generali 3.8 and Asirom 3.6; Grawe, from a small base, 3.1.
The market grew 54% in lei over the same period, to €4.3bn, helped by higher motor prices once the regulator's cap on RCA tariffs ended in July 2025. The concentration that followed is moderate: the top three insurers hold 54% of the market.
The numbers behind it
More insights
Five groups write 56% of the insurance premium in Central and Eastern Europe
56%The 18 markets Polisa covers wrote €56.87bn of premium in 2025, and VIG, PZU, Generali, Allianz and Talanx wrote 56% of it. VIG is the only group with an insurer in every market and leads six of them. Scroll through who leads each market, how much the leader holds and the 54 deals since 2021, 33 of them between different owners.
Two groups write half of Baltic insurance, and ERGO is now third
49%VIG and PZU wrote 49% of premium in Lithuania, Latvia and Estonia in 2025. ERGO's purchase of Gjensidige's Baltic company moves it past Swedbank into third place.
Premium is 2.1% of GDP across the 18 markets and outgrew it in 8 of them
2.1%The 18 markets wrote €56.87bn of premium in 2025, 2.1% of their GDP and €479 per person, while their GDP per person is 54% of the EU average. Scroll through the gap per person, growth since 2021 before and after inflation, where premium outgrew the economy and the outlook to 2028.
Pages behind it
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Every data update is listed with its date, newest first: new figures, corrections and what they changed.
What changedCiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). Who took Romania's market after City and Euroins failed [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insights/romania-after-city-and-euroins
BibTeXShow entry
@misc{polisa_insights_romania_after_city_and_euroins_2026,
author = {{Polisa}},
title = {Who took Romania's market after City and Euroins failed},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insights/romania-after-city-and-euroins}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data under each publisher's terms, see Method.