Vienna osiguranje
Sources and updates
- Source
- AZOBiH and the entity supervisors; solvency margin, not Solvency II
- Latest figures
- FY 2025, Jan–Sep 2026
- Next update
- FY 2026, around May 2027
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →In the news3 Sep 2026: BiH first-half premiums up about 5% to EUR 318m; paid claims up 11.3% All news for Bosnia and Herzegovina
Latest resultsJan–Sep 2026, year to date: €18m of premium, −0.4% on Jan–Sep 2025 (market +4.8%); share 3.7% (−0.2 pp), #10 of 23. More
Fingerprint
Vienna osiguranje's line mix, and where it stands among the 23 insurers in Bosnia and Herzegovina on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Bosnia and Herzegovina with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Croatia osiguranje | 4.8% | 4.5% | 4.5% | 4.8% | 4.8% |
| Wiener | 3.9% | 4.3% | 4.1% | 4.3% | 4.6% |
| Vienna osiguranje | 4.4% | 4.6% | 4.9% | 4.3% | 4.0% |
| GRAWE Banja Luka | 4.4% | 4.1% | 4.0% | 3.8% | 3.6% |
| Premium | 1.5% | 1.9% | 2.1% | 2.7% | 3.1% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Also in the VIG group
36 companies in 18 markets · €9.28bn premium, latest year
Also in Lithuania · €510mBulgaria · €364mLatvia · €254mSerbia · €169mCroatia · €167mEstonia · €110mAlbania · €55mSlovenia · €54mNorth Macedonia · €47mMoldova · €21mKosovo* · €15mMontenegro · €14m
Ownership and events
Company details
- Legal name
- Društvo za osiguranje Vienna osiguranje d.d., Vienna Insurance Group
- Registered seat
- Sarajevo, Bosnia and Herzegovina
- Website
- viennaosiguranje.ba
- LEI
- 5493007JSYKOGMPWSZ74 (not renewed)
- Employees
- 126 (2025; 114 in 2022, 124 in 2023, 117 in 2024)
- Premium per employee
- €192k (FY 2025; all insurers)
Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026. Employees: employees of the insurers licensed in Republika Srpska, from its insurance agency, and of those licensed in the Federation, from the issuer forms they file with the Sarajevo Stock Exchange (or the count at 31 December in their audited statements).
Questions about Vienna osiguranje
Short answers from the figures on this page.
What is Vienna osiguranje's market share in Bosnia and Herzegovina?
Vienna osiguranje wrote €24.2m of premium in FY 2025, 4.0% of all premium in Bosnia and Herzegovina, ranking #10 of 23 insurers; its premium grew 2.1% on FY 2024 in BAM.
Who owns Vienna osiguranje?
Vienna osiguranje is part of the VIG group, which has 36 companies in all 18 markets on Polisa (FY 2025).
What does Vienna osiguranje sell?
Vienna osiguranje is a life insurer; all its premium in FY 2025 is life insurance.
Is Vienna osiguranje profitable?
Vienna osiguranje made a net profit of €0.995m in FY 2025, a return on equity of 8.7%; the combined ratio of its non-life lines was 100% after reinsurance.
Is Vienna osiguranje growing?
Vienna osiguranje's premium grew 2.1% in BAM in FY 2025, slower than the market in Bosnia and Herzegovina (+8.0%).
Sources for this page
Premium and lines: the Insurance Agency of Bosnia and Herzegovina and the supervisors of the Federation and Republika Srpska. Claims and solvency margin: supervisors and the insurer's annual report. How these numbers are built.
Spotted a wrong figure? Tell us and include the source.
CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). Vienna osiguranje (Bosnia and Herzegovina): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ba-vienna-osiguranje
BibTeXShow entry
@misc{polisa_insurers_ba_vienna_osiguranje_2026,
author = {{Polisa}},
title = {Vienna osiguranje (Bosnia and Herzegovina): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/ba-vienna-osiguranje}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: AZOBiH, ANO FBiH, AZORS (all rights reserved, no re-use terms), BHAS (CC0), SASE (no terms published, all rights reserved), Banja Luka Stock Exchange (no terms published, all rights reserved).