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INVL Life (branch)

INVL groupEstonia#16 of 19 in Estonia, FY 2023
Updated 11 Nov 2026
Sources and updates
Source
Statistics Estonia tables by insurer and line; solvency and claims ratios from each Estonian insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for EstoniaWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€3.1m
0.5% of Estonia
Growth
+54.0%
FY 2023 vs 2022, in EUR · market +15.9%
Life share
100%
of own premium
Capital cover
—
Branch: reported by the parent company
Claims and costs
—
Branch: reported by the parent company
In shortNumber 16 of 19 in Estonia with 0.5% of premium, growing faster than the market. It paid €11m in claims, 3.7 times its premium for the year.

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INVL Life (branch)'s line mix, and where it stands among the 19 insurers in Estonia on each measure, FY 2023.

Line mix
Life100%
Size#16 of 19 by premium
€3.1m
larger than 17%median €19m
GrowthFY 2023 against 2022, in EUR
+54.0%
ahead of 94%median +11.4%
Claims and costs
— life insurer
Capital cover
— a branch: no solvency ratio of its own
Return on equity
— no profit or equity figures

Each bar runs from the weakest to the strongest of the insurers in Estonia with that figure in FY 2023; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
SEB Life and Pension Baltic (branch)4.2%3.4%3.0%2.9%3.7%
Compensa Life VIG3.0%2.2%2.0%2.1%2.1%
ERGO Life (branch)1.0%1.2%1.4%1.3%1.4%
INVL Life (branch)—0.4%0.5%——
Artea Life (branch, ex-SB draudimas)——0.0%0.3%0.3%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the INVL group

    1 company in 1 market · €3.1m premium, latest year

    No other company of this group in the markets covered.

    Questions about INVL Life (branch)

    Short answers from the figures on this page.

    What is the market share of INVL Life (branch) in Estonia?

    INVL Life (branch) wrote €3.1m of premium in FY 2023, 0.5% of all premium in Estonia, ranking #16 of 19 insurers; its premium grew 54.0% on FY 2022.

    Who owns INVL Life (branch)?

    INVL Life (branch) is part of the INVL group, which has 3 companies in 3 of the 18 markets on Polisa (FY 2023).

    What does INVL Life (branch) sell?

    INVL Life (branch) is a life insurer; all its premium in FY 2023 is life insurance.

    Is INVL Life (branch) growing?

    The premium of INVL Life (branch) grew 54.0% in FY 2023, faster than the market in Estonia (+15.9%).

    Sources for this page

    Premium, lines and claims: Statistics Estonia, tables RRI07 (non-life) and RRI05 (life) by insurer, CC BY-SA 4.0. Earned premium, claims incurred and expenses (S.05.01) and solvency (S.23.01): each domestic insurer's SFCR, FY 2021–2025, scaled to its Estonian business with the per-country template. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). INVL Life (branch) (Estonia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/ee-invl-life-branch

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_ee_invl_life_branch_2026,
      author       = {{Polisa}},
      title        = {INVL Life (branch) (Estonia): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/ee-invl-life-branch}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: Statistics Estonia (CC BY-SA 4.0), Tax and Customs Board (open data), RIK (no re-use terms published), insurers' SFCRs (public disclosures, linked).