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Polski Gaz TUW

Poland#37 of 51 in Poland, FY 2023
Updated 11 Nov 2026
Sources and updates
Source
KNF annual bulletin; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for PolandWhat changed

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Premium
€37m
0.2% of Poland
Growth
−8.1%
FY 2023 vs 2022, in PLN · market +8.8%
Life share
0%
of own premium
Capital cover
125%
SCR ratio · €16m held vs €12m required
Claims and costs
95%
combined ratio after reinsurance, 73% of the premium reinsured · gross 25% · market 92%
In shortNumber 37 of 51 in Poland with 0.2% of premium; its premium fell 8.1% while the market grew 8.8%. Its non-life business made money on underwriting, with a combined ratio of 95% after reinsurance against 92% for the market; before reinsurance it was 25%, with 73% of its non-life premium passed to reinsurers. It paid €5.9m in claims, €16 for every €100 of its premium. It holds 1.2 times the capital it must hold.

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Polski Gaz TUW's line mix, and where it stands among the 51 insurers in Poland on each measure, FY 2023.

Line mix
Property59%
Liability15%
Other non-life13%
Casco9%
Motor TPL3%
Size#37 of 51 by premium
€37m
larger than 28%median €105m
GrowthFY 2023 against 2022, in PLN
−8.1%
ahead of 2%median +8.0%
Claims and costsnon-life combined ratio, after reinsurance
95%
better than 52%median 96%
Capital coverSCR ratio: own funds ÷ SCR
125%
ahead of 0%median 205%
Return on equitynet profit ÷ average equity
30.7%
ahead of 91%median 13.8%

Each bar runs from the weakest to the strongest of the insurers in Poland with that figure in FY 2023; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
Nationale-Nederlanden Ubezpieczenia0.1%0.1%0.2%0.2%0.2%
KUKE0.2%0.3%0.2%0.2%0.2%
Polski Gaz TUW0.2%0.3%0.2%——
Saltus0.3%0.3%0.3%0.3%0.2%
Signal Iduna0.1%0.1%0.2%0.1%0.2%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Company details

    Legal name
    Polski Gaz Towarzystwo Ubezpieczeń Wzajemnych w likwidacji
    Registered seat
    Warsaw, Poland
    LEI
    25940080MQ87ZM82JK66

    Legal name, seat and LEI from the Global LEI Index (GLEIF), checked 20 Oct 2026.

    Questions about Polski Gaz TUW

    Short answers from the figures on this page.

    What is Polski Gaz TUW's market share in Poland?

    Polski Gaz TUW wrote €37.4m of premium in FY 2023, 0.2% of all premium in Poland, ranking #37 of 51 insurers; its premium fell 8.1% on FY 2022 in PLN.

    Who owns Polski Gaz TUW?

    Polisa records no group for Polski Gaz TUW in FY 2023.

    What does Polski Gaz TUW sell?

    Polski Gaz TUW is a non-life insurer; its largest lines in FY 2023 are property (59.4% of its premium), liability (14.6%) and other non-life (13.2%).

    Is Polski Gaz TUW well capitalised?

    Polski Gaz TUW's SCR ratio was 125% at 31 December 2023: it held 1.2 times the capital Solvency II requires, against a median of 205% for the insurers in Poland.

    Is Polski Gaz TUW profitable?

    Polski Gaz TUW made a net profit of €2.6m in FY 2023, a return on equity of 30.7%; its non-life combined ratio was 95% after reinsurance.

    Is Polski Gaz TUW growing?

    Polski Gaz TUW's premium fell 8.1% in PLN in FY 2023 while the market in Poland grew 8.8%.

    Sources for this page

    Premium: KNF (Polish Financial Supervision Authority), annual bulletin Rynek ubezpieczeń, tables II.3 and II.15; motor lines from table II.18. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Polski Gaz TUW (Poland): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/pl-polski-gaz-tuw

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_pl_polski_gaz_tuw_2026,
  author       = {{Polisa}},
  title        = {Polski Gaz TUW (Poland): premium, market share, lines, solvency and claims},
  year         = {2026},
  version      = {2026-11-11.13378f},
  howpublished = {\url{https://polisapro.com/insurers/pl-polski-gaz-tuw}},
  note         = {Accessed 11 November 2026}
}

    Reuse: Polisa's compilation CC BY 4.0 · source data: KNF (open data, credit KNF), insurers' SFCRs (public disclosures, linked).