Wiener osiguranje VIG
Growth
Amounts are always in euros: this changes how growth is measured, nothing else.
How growth is measured →In the news4 Nov 2026: Wiener osiguranje and VIG launch Global Assistance Adria in Croatia All news for Croatia
Latest resultsJan–Sep 2026, year to date: €134m of premium, +7.1% on Jan–Sep 2025 (market +6.1%); share 8.2% (+0.1 pp), #5 of 14. More
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Wiener osiguranje VIG's line mix, and where it stands among the 14 insurers in Croatia on each measure, FY 2025.
Each bar runs from the weakest to the strongest of the insurers in Croatia with that figure in FY 2025; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.
Latest quarter
Premium and market share
Market share against the nearest rivals
By year
| Insurer | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Allianz Hrvatska | 10.5% | 11.6% | 11.6% | 11.6% | 11.0% |
| Wiener osiguranje VIG | 10.3% | 10.0% | 7.5% | 7.5% | 7.9% |
| Generali osiguranje | 8.4% | 8.0% | 6.9% | 7.2% | 7.3% |
| UNIQA osiguranje | 5.1% | 5.2% | 5.7% | 5.7% | 5.6% |
| GRAWE Hrvatska | 4.0% | 3.9% | 4.2% | 3.8% | 3.8% |
Lines and claims
Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.
All figures
Claims and costs over time
Savings and protection in life
Life premium by kind
Solvency
Capital cover over time
DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers
Capital at year end
What the capital requirement covers
Capital cover
Profitability
Net profit by year
All figures
Profit and equity by year
Also in the VIG group
36 companies in 18 markets · €9.28bn premium, latest year
Also in Bulgaria · €364mLatvia · €254mSerbia · €169mEstonia · €110mAlbania · €55mSlovenia · €54mBosnia and Herzegovina · €52mNorth Macedonia · €47mMoldova · €21mKosovo* · €15mMontenegro · €14m
Ownership and events
Company details
- Legal name
- Wiener osiguranje Vienna Insurance Group dioničko društvo za osiguranje
- Registered seat
- Zagreb, Croatia
- Website
- wiener.hr
Legal name, seat and LEI from the Global LEI Index (GLEIF); website from the company's own reports or the supervisor's register, checked 20 Oct 2026.
Questions about Wiener osiguranje VIG
Short answers from the figures on this page.
What is Wiener osiguranje VIG's market share in Croatia?
Wiener osiguranje VIG wrote €167m of premium in FY 2025, 7.9% of all premium in Croatia, ranking #5 of 14 insurers; its premium grew 12.8% on FY 2024.
Who owns Wiener osiguranje VIG?
Wiener osiguranje VIG is part of the VIG group, which has 36 companies in all 18 markets on Polisa (FY 2025).
What does Wiener osiguranje VIG sell?
Wiener osiguranje VIG is a composite insurer; its largest lines in FY 2025 are life insurance (33.4% of its premium), property (17.1%) and motor TPL (14.2%).
Is Wiener osiguranje VIG well capitalised?
Wiener osiguranje VIG's SCR ratio was 203% at 31 December 2025: it held 2.0 times the capital Solvency II requires, against a median of 230% for the insurers in Croatia.
Is Wiener osiguranje VIG profitable?
Wiener osiguranje VIG made a net profit of €4.62m in FY 2025, a return on equity of 6.3%; its non-life combined ratio was 100% after reinsurance.
Is Wiener osiguranje VIG growing?
Wiener osiguranje VIG's premium grew 12.8% in FY 2025, faster than the market in Croatia (+7.4%).
Sources for this page
Premium: the insurer's SFCR for FY 2025, template S.05.01 (gross written premium), and its SFCRs of 2023 and 2024 for those years; for FY 2021–2022 HANFA, Revidirani pojedinačni podaci (audited written premium per insurer). HANFA's audited collected premium, its per-insurer figure since 2023, is in each insurer's data note. Lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.
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CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse
Polisa compiles the figures; the original sources are named on this page and on the method page.
Polisa. (2026). Wiener osiguranje VIG (Croatia): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/hr-wiener-osiguranje-vig
BibTeXShow entry
@misc{polisa_insurers_hr_wiener_osiguranje_vig_2026,
author = {{Polisa}},
title = {Wiener osiguranje VIG (Croatia): premium, market share, lines, solvency and claims},
year = {2026},
version = {2026-11-11.13378f},
howpublished = {\url{https://polisapro.com/insurers/hr-wiener-osiguranje-vig}},
note = {Accessed 11 November 2026}
}Reuse: Polisa's compilation CC BY 4.0 · source data: HANFA (free re-use with credit), HUO (no re-use terms published), insurers' SFCRs (public disclosures, linked).