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Vienna Life (pre-merger entity)

VIG groupPoland#30 of 51 in Poland, FY 2023
Updated 11 Nov 2026
Sources and updates
Source
KNF annual bulletin; lines, solvency and claims from each insurer's SFCR
Latest figures
FY 2025, H1 2026
Next update
Jan–Sep 2026, around December 2026

Sources for PolandWhat changed

Compare with nearest rivals →Compare →
Share
Premium
€81m
0.5% of Poland
Growth
+13.6%
FY 2023 vs 2022, in PLN · market +8.8%
Life share
100%
of own premium
Capital cover
225%
SCR ratio · €34m held vs €15m required
Claims and costs
—
life insurer: no ratio for its accident and health riders
In shortNumber 30 of 51 in Poland with 0.5% of premium, growing faster than the market. It paid €93m in claims, €115 for every €100 of its premium. It holds 2.3 times the capital it must hold.

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Vienna Life (pre-merger entity)'s line mix, and where it stands among the 51 insurers in Poland on each measure, FY 2023.

Line mix
Life100%
Size#30 of 51 by premium
€81m
larger than 42%median €105m
GrowthFY 2023 against 2022, in PLN
+13.6%
ahead of 68%median +8.0%
Claims and costs
— life insurer
Capital coverSCR ratio: own funds ÷ SCR
225%
ahead of 63%median 205%
Return on equitynet profit ÷ average equity
−22.5%
ahead of 4%median 13.8%

Each bar runs from the weakest to the strongest of the insurers in Poland with that figure in FY 2023; the dot is this insurer, the tick in the middle the median. Combined ratios as shown across the site: after reinsurance where published, else gross. The rose: each petal's area is the line's share of written premium; the dashed ring is a quarter.

Premium and market share

Market share against the nearest rivals

By year

Insurer20212022202320242025
ERGO Hestia Życie0.6%0.7%0.8%0.8%0.8%
Credit Agricole Życie0.6%0.6%0.6%0.5%0.6%
Vienna Life (pre-merger entity)0.4%0.5%0.5%——
Cardif Polska0.4%0.3%0.4%0.3%0.4%
Erste Allianz Życie0.6%0.6%0.6%0.5%0.4%

Lines and claims

Written premium by line with ratios after reinsurance for the year selected (gross, marked, where the insurer gives no net figures for a line); the market figure on the same basis sits under each ratio.

All figures

Savings and protection in life

Life premium by kind

Solvency

DetailsCapital in detailOwn funds against the capital requirement, and the risks it covers

Capital at year end

Capital cover

    Also in the VIG group

    37 companies in 18 markets · €9.36bn premium, latest year

    All 37 on the VIG page →

    Also in Bulgaria · €364mLatvia · €254mSerbia · €169mCroatia · €167mEstonia · €110mAlbania · €55mSlovenia · €54mBosnia and Herzegovina · €52mNorth Macedonia · €47mMoldova · €21mKosovo* · €15mMontenegro · €14m

    Questions about Vienna Life (pre-merger entity)

    Short answers from the figures on this page.

    What is the market share of Vienna Life (pre-merger entity) in Poland?

    Vienna Life (pre-merger entity) wrote €81.3m of premium in FY 2023, 0.5% of all premium in Poland, ranking #30 of 51 insurers; its premium grew 13.6% on FY 2022 in PLN.

    Who owns Vienna Life (pre-merger entity)?

    Vienna Life (pre-merger entity) is part of the VIG group, which has 36 companies in all 18 markets on Polisa (FY 2025).

    What does Vienna Life (pre-merger entity) sell?

    Vienna Life (pre-merger entity) is a life insurer; all its premium in FY 2023 is life insurance.

    Is Vienna Life (pre-merger entity) well capitalised?

    The SCR ratio of Vienna Life (pre-merger entity) was 225% at 31 December 2023: it held 2.2 times the capital Solvency II requires, against a median of 205% for the insurers in Poland.

    Is Vienna Life (pre-merger entity) profitable?

    Vienna Life (pre-merger entity) made a net loss of €1.47m in FY 2023, a return on equity of −22.5%.

    Is Vienna Life (pre-merger entity) growing?

    The premium of Vienna Life (pre-merger entity) grew 13.6% in PLN in FY 2023, faster than the market in Poland (+8.8%).

    Sources for this page

    Premium: KNF (Polish Financial Supervision Authority), annual bulletin Rynek ubezpieczeń, tables II.3 and II.15; motor lines from table II.18. Other lines, claims, expenses and solvency: the insurer's SFCR for FY 2025, templates S.05.01 and S.23.01; claims, expenses and solvency for FY 2021–2024 from the SFCRs of those years. How these numbers are built.

    Spotted a wrong figure? Tell us and include the source.

    CiteCite this pageThe reference in APA style and as BibTeX, each with a copy button, and the terms of reuse

    Polisa compiles the figures; the original sources are named on this page and on the method page.

    APA

    Polisa. (2026). Vienna Life (pre-merger entity) (Poland): premium, market share, lines, solvency and claims [Data version 2026-11-11.13378f]. Retrieved November 11, 2026, from https://polisapro.com/insurers/pl-vienna-life-pre-merger-entity

    BibTeXShow entry
    Entry for a .bib file
    @misc{polisa_insurers_pl_vienna_life_pre_merger_entity_2026,
      author       = {{Polisa}},
      title        = {Vienna Life (pre-merger entity) (Poland): premium, market share, lines, solvency and claims},
      year         = {2026},
      version      = {2026-11-11.13378f},
      howpublished = {\url{https://polisapro.com/insurers/pl-vienna-life-pre-merger-entity}},
      note         = {Accessed 11 November 2026}
    }

    Reuse: Polisa's compilation CC BY 4.0 · source data: KNF (open data, credit KNF), insurers' SFCRs (public disclosures, linked).